Twelve Tips To Understanding and Choosing a Health Care Plan
1. If you’ve read all of Obama’s health care plans and all of the Republicans’ counter-plans and all of the criticisms of all of the health care plans in other countries then you probably have eye strain. Good luck getting it treated under any plan. If you want my advice, just stop reading so much and go to a ball game. At least that’s what my doctor told me to do. Actually his receptionist told me that. My doctor was gone for the day.
2. If you want to choose your own doctor, go ahead. It doesn’t matter who’s paying for it. The trick is getting an appointment. My doctor is booked up until Christmas. 2012.
3. If you are worried about having a pre-existing condition – don’t. Everyone has pre-existing conditions. Otherwise no one would be here. So the doctors have to treat you. And telling the doctor what disease you have before you ever meet him is a good thing. Because now there is a slightly higher chance that he might make the correct diagnosis.
4. If you own a small business and are finding that providing health care for your employees is driving you out of business then you have three options: if you choose the Obama plan then all you have to do is sell your old car, apply for a stimulus package and hope that you’re not out of luck; if you choose a Republican plan you can skip the hoping part because you’re already out of luck; if you choose a combo plan you’re out of business but not out of luck. Because the combo comes with fries and a large drink.
5. If you suffer from a disease so obscure that no celebrity even sponsors a cure for it and you are afraid your disease won’t be covered under your treatment plan, stop worrying. Stars love to be the first ones to know about stuff, it makes them feel even more superior to us. So just call George Clooney or Madonna – they’ll put you in touch with the right people who will turn you into the next cause célèbre. Hell, you might even get adopted. You could call the Baldwin household but if the wrong brother answers the phone he won’t know what in the hell you’re talking about. Ever.
6. If you have been wondering whether mental health problems are covered by your plan here’s a simple rule to follow: it all depends. For example – stupidity is not a treatable disease; however, judging by most blogs written today, it is highly contagious.
7. If you’re a member of a fringe group who believes in a vast intricate conspiracy among pharmaceuticals, caregivers, and insurance companies calculated to exploit the ignorance of the American public about all things medical in order to make a buck – you’re right. So now what? You’re going to stop calling 911?
8. If you are frustrated by your HMO because you don’t understand the complex rules behind its shows about gorgeous vampires, well-hung gigolos, and Hollywood egoists, then simply change providers. Try Showtime, for instance.
9. If you are angry because you need to go to a specialist but you can’t go to a specialist because first you have to get referred to a specialist by a primary care physician but you can’t go to a primary care physician because once they realized specialists made more money they all became specialists and so now you can’t go to anyone, realize this: you are suffering from Catch-22, for which there will never be a cure. So don’t even bother to donate to its fund. Unless of course you want to support Catch-22. Then, by all means, send in your money. But whatever you do don’t check the box asking for a receipt. Because they’ll charge you for it. And so on. And so on.
10. If you are upset that any plan will change your Medicare and Medicaid benefits and increase the cost of your monthly prescriptions – just don’t get old, poor, or sick.
11. If you want a plan which provides a caregiver who will be by your side no matter what disease you have, a caregiver who will listen to you no matter what your problem is, and a caregiver who will follow you around no matter where you move to – get a dog.
12. And if you want the best health care plan in the world but you want other people to pay for it – run for President.